Terms and Conditions

The following terms have to be agreed by you before you start using the TRANSACTION PIN facility extended by ICICI Prudential Life Insurance Company Limited ('Company'). If you do not agree to any terms or conditions mentioned below, please do not use the TRANSACTION PIN facility. Use of the TRANSACTION PIN facility in any manner (including receiving the TRANSACTION PIN though no transaction would have been made using the TRANSACTION PIN or any change in your TRANSACTION PIN) makes the following terms & conditions binding on you irrevocably.

1. The company shall not have any liability of whatsoever nature for any use or misuse arising out of the TRANSACTION PIN. Once a Transaction PIN has been given to you, it shall be your sole responsibility for its security and proper use.

2. At all times after you receive the TRANSACTION PIN, you shall keep the TRANSACTION PIN confidential and not disclose or reveal it to any other person. Neither the Company nor any employee or agent of the Company will ask for your TRANSACTION PIN and even if asked, you shall not reveal it.

3. You shall be solely responsible for the consequences arising out of the disclosure of your TRANSACTION PIN including any unauthorized use of the same and shall be liable for any liability or obligation or increased liability that you may incur on account of unauthorized use of the TRANSACTION PIN.

4. All transactions done using the TRANSACTION PIN shall be deemed to be authorized by you. For the said purpose, it shall be immaterial whether the confidentially of the TRANSACTION PIN is compromised at any time.

5. In the event you suspect that the confidentiality of the TRANSACTION PIN is compromised, you should send a written communication obtain acknowledgement from the Company about the same and the Company may issue you a new TRANSACTION PIN. Upon such new TRANSACTION PIN being received by you, the same conditions as mentioned herein shall apply to such fresh TRANSACTION PIN. Company shall have no liability for usage of the compromised TRANSACTION PIN until a written communication from you highlighting your suspicion reaches the Company and the Company records the fact; until then you shall be fully responsible for all transaction done using your TRANSACTION PIN.

6. While sending the written communication as mentioned in clause 5 above or clause 7 below, your TRANSACTION PIN should not be revealed. If such revelation is made, the Company is not liable for any security or confidentiality compromise occasioned due to the same and the Company may also, either temporarily or permanently disable your TRANSACTION PIN facility;

7. If you forget the TRANSACTION PIN, you should make an application in writing for a fresh TRANSACTION PIN whereupon Company may issue you a fresh TRANSACTION PIN, upon such new TRANSACTION PIN being received by you, the same conditions as mentioned herein shall apply to such fresh TRANSACTION PIN.

8. The mobile no. submitted while registration for TRANSACTION PIN belongs to you. The same will be used by ICICI Prudential Life Insurance Company Limited for confirmation. Ensuring that the mobile no. is correct, operational and in use is your responsibility.

9. You specifically agree that the Company shall have no liability of whatsoever nature (either direct or indirect) due to your use or non-use of the TRANSACTION PIN or the replacement TRANSACTION PIN or misuse of the TRANSACTION PIN or the replacement TRANSACTION PIN and that you agree to be fully responsible and liable for all matters arising out of and consequent to the use or non-use of the TRANSACTION PIN or the replacement TRANSACTION PIN or misuse of the TRANSACTION PIN or the replacement TRANSACTION PIN.

10. These terms and conditions are in addition to and without prejudice to any other terms and conditions regarding the usage of this Website. However, nothing contained herein shall in any way alter, amend or modify any insurance policy document already issued to you or to be issued to you.

11. You specifically declare and confirm that the above debit/credit card to be used debit/credit card belongs to you.

12. These terms and conditions are binding on you and wherever applicable, on your successors, executors, administrators, managers, beneficiaries, legal representatives, agents and legal heirs also.

13. The Company may alter, amend or modify these terms at any time without notice and the same shall be binding upon you. The company may also withdraw the facility of TRANSACTION PIN at any time without notice and the Company shall have no liability of whatsoever nature in this connection

14. Indian Law exclusively governs these terms and conditions and all matters related to the TRANSACTION PIN. All disputes shall be subject to the exclusive jurisdiction of the courts at Mumbai.