Money Back Plan
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Guaranteed condition apply benefits ensure secure, tension-free investment -
Get peace of mind with life insurance coverage
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Avail Tax benefits
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ICICI Pru Cash Advantage is a unique savings & protection oriented plan which offers you a guaranteed amount every month for 10 years, a guaranteed lump sum at maturity, along with bonuses & life cover that provides financial security to your family in case of your death.
Disclaimer
Money Back Plan
SIMPLE STEPSto Guaranteed Benefits
01
Choose premium amount (in 
)
)02
Choose payment mode
Note : 2 months premium will have to be paid while making your first payment.
03
Choose payment duration
04
Receive benefits
POLICY BENEFITS
Total benefits from the policy
10,00,000
Sum Assured
In case of death, the nominee gets Sum Assured + Additional Benefits
In case of death, the nominee gets Sum Assured + Additional Benefits
10,00,000
Tax Benefits
6,08,619
Disclaimer
You pay premium of
for
=
10,00,000
Click on the fields to edit the values
You Pay
Years
IN CASE OF DEATH,
NOMINEE RECEIVES
NOMINEE RECEIVES
IN CASE OF DEATH,
NOMINEE RECEIVES
NOMINEE RECEIVES
ON MATURITY,
YOU GET
YOU GET
Guaranteed Maturity Benefits (b)
6,08,619
Total Payout
19,86,636
Sum of
(a + b + c)
(a + b + c)
Guaranteed Cash Benefits - Guaranteed benefits are payable subject to all due premiums being paid. Guaranteed Cash Benefit is payable at the beginning of each policy month during the payout term in case the cash benefit mode is monthly and at the beginning of each policy year during the payout term in case the cash benefit mode is annual. GCB is a percentage of the Guaranteed Maturity Benefit (GMB) and depends on cash benefit mode, for monthly mode GCB will be 1% of GMB and for yearly mode it will be 11.5% of GMB.
Guaranteed Maturity Benefit - is the Sum Assured on Maturity and will be calculated, at inception, based on your premium, premium payment option, premium payment mode, Sum Assured, cash benefit mode, age and gender. GMB and premium payment option chosen at policy inception cannot be changed. Guaranteed Maturity Benefit (GMB) is payable along with vested reversionary bonuses (RB) plus terminal bonus, if any.
Additional bonuses - includes Reversionary bonuses which may be declared every financial year and will accrue to the policy if it is premium paying or fully paid. Reversionary bonus once declared is guaranteed and will be paid out at maturity or on earlier death. A terminal bonus if any, may also be payable at maturity or on earlier death.
Some benefits are guaranteed and some benefits are variable with returns based on future performance of your life insurance company. If your policy offers guaranteed returns then these will be clearly marked guaranteed in the illustration. If your policy offers variable returns then the illustrations on this page will show two different rates (4% and 8%) of assumed future investment returns. These assumed rates of return are not guaranteed and they are not upper or lower limits of what you might get back as the value of your policy is dependent on a number of factors including future investment performance.
Death Benefit is Highest of (Sum Assured plus Bonuses, Guaranteed Maturity Benefit plus Bonuses, Minimum Death Benefit), please refer product brochure.
Some benefits are guaranteed and some benefits are variable with returns based on future performance of your life insurance company. If your policy offers guaranteed returns then these will be clearly marked guaranteed in the illustration. If your policy offers variable returns then the illustrations on this page will show two different rates (4% and 8%) of assumed future investment returns. These assumed rates of return are not guaranteed and they are not upper or lower limits of what you might get back as the value of your policy is dependent on a number of factors including future investment performance.
